Why Choose Jeff

1. Image enhancement — I know how to structure and present your loan package to a lender in such a way as to put you in the best possible light

2. As a professional loan consultant — I will not earn a fee unless I provide loan terms which are to your satisfaction. And because my business is dependant on referrals...your positive experience is my priority!

3. Shopping convenience — You can shop and compare all of the loan programs available from the market in one place. I will help you understand and evaluate all of your possible options. I work for you and have your best interests at heart - not the Bank's! I'll give you the real story, nothing less.

4. Safety net — If something unexpected occurs during the processing of your home loan at a Bank or Savings and Loan you lose time and maybe your desired home, if they won't fund the loan. Their loan package is good for only the minimal programs they have to offer. My universal loan package is good at dozens lenders. If circumstances change I can usually adjust to them quickly without causing you to suffer inconvenience, lost time or be subject to additional appraisal, credit, documentation or other fees. And you'll still get the best loan you and the property can qualify for under the circumstances.

5. I save you money — When you can shop and compare you often not only get the best possible loan program, you get the best possible price. Brokers work on commission and are not bound by rigid pricing guidelines. Most Banks and Savings and Loans have realized that Mortgage Brokers do a better job at a lower cost to you, the Homebuyer.

6. Closing — I can also offer the same security of closing in a timely manner that can be found at any Bank, Savings and Loan or credit union. I have funded 100% of my loans since 1987. That's a record I am extremely proud of and a reputation I plan to maintain.